Wisconsin Mutual Insurance Company recently made a change to all policies that have a home built greater than 16 years ago. This change includes adding the WHO 04 93- Actual Cash Value Loss Settlement for Windstorm or Hail Losses to Roof Surfacing endorsement. This means if your roof is damaged by wind or hail you will receive the actual value of your roof to replace the shingles not the replacement cost value.
If your shingles have been replaced in the past 15 years please provide photos and a copy of the invoice for the replacement and we will have Wisconsin Mutual update your policy to Replacement Cost coverage.
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